Commercial property insurance

Protect your assets with commercial property insurance from top carriers

Your physical assets can be some of your most valuable investments. Letting them go unprotected from damages resulting from fires, accidents, theft, or other events is a risk you just can’t afford. Help guard your business against the unexpected with a commercial property insurance policy.

  • Help ensure your business’s survival

    The right business property insurance policy can help your business carry on in the event of a natural disaster or catastrophic human error.

  • Improve your loan eligibility

    Many lenders require businesses to carry commercial property insurance to qualify for a loan.

  • Reap tax benefits

    Commercial property insurance is tax-deductible, so you can write off the expense while you protect your property.

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Equipment and inventory

What you can cover with commercial property insurance through Paychex Insurance Agency

A commercial property policy can cover repair or replacement costs of physical assets including:

  • Buildings
  • Equipment
  • Furnishings
  • Fixtures
  • Inventory
  • Computers
  • Valuable papers
  • Records
  • Personal property of others in your care, custody, or control
  • Potential savings with a BOP

    Bundling your commercial property, liability, and business interruption coverage in a Business Owner Policy (BOP) can help extend your protection at a premium that’s often less than the total cost of individual policies.

  • Personal help choosing the right policy

    Our licensed insurance representatives will work closely with you to assess your coverage needs and research and compare plan features and affordability.

  • Policies from the nation’s best carriers

    To help you get the coverage you need at a rate that works for you, Paychex Insurance Agency can match you with commercial property insurance plans from many highly rated providers.

Get even more protection for your business

Umbrella Insurance

Effectively increase the limits of your commercial property, auto, and general liability coverage by adding an umbrella policy, which can cover you for losses above and beyond your underlying policies
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